Hi! I'm not a financial advisor. I repeat: I'm not a financial advisor.
The reason I'm putting this site up is I've learned a lot and I'm still learning about personal finances and how to build for a better tomorrow. The term "deferred baller" came from a joke I made with a few friends one night while talking about personal finances and finding ways to make your money work for you. The concept was saving today so we can have more tomorrow. You should absolutely do things to enjoy yourself today.
Welcome, and I hope you enjoy your stay!